Mr. Ruiz has a background in econometrics and industrial organization and holds a degree in Economics from California State University, Long Beach with a concentration in Public Finance. Since joining DTA, he has participated in a variety of projects, including fiscal and economic impact studies, school district rezoning projects, development impact fee analyses, the preparation of tax spreads and overlapping debt analyses, city/county annexation projects, and the administration of special districts in California, Texas, and North Carolina. Prior to joining DTA, Richard spent 14 years with an energy economics consulting firm that focused on economic and market research studies, mergers and acquisitions analyses, market entry research strategies, and due diligence projects for companies seeking equity funding. In his off-hours, his interests include sailing competitively, reading, finding unusual restaurants, and studying astronomy and cosmology. Richard has always been interested in the theories behind public finance, especially the challenge of finding solutions to issues that inevitably arise with the interaction of government and private interests. Working at DTA has allowed him to put these theories into practice, work a project from start to finish, and see the end results.